Business insurance brokers, Manchester

Business insurance, written out in longhand.

We compare insurers for shops, cafés, trades and small firms across Greater Manchester, then explain your cover on one page, in plain English. When you claim, you call us.

Get a quote Build your cover
  • One pageyour cover, explained
  • One callwhen you need to claim
  • 30+ insurerscompared for you
A smiling grocer in an apron holding a crate of oranges in his shop doorway

Policy scheduleThe Orange Tree, ChorltonRenews 1 March

Public and products liability£5,000,000
Employers' liability£10,000,000
Stock and contents£45,000
Business interruption12 months
Glass and signage£10,000

raised for Christmas

Excess £250£1,146 a year

Build your cover

What does a business like yours actually need?

Tell us a little about the business. We sort the covers into what the law says, what you will want, and what is worth a look, with a guide price.

Your business

Premises

The law says

    You will want

      Worth a look

        £1,090 to £1,540 a year

        A guide from typical quotes for a business like yours. Your real price depends on the business and any past claims.

        Get a real quote

        Who we insure

        The businesses on your high street

        A smiling cafe owner in a denim apron beside the coffee machine
        Cafés and restaurantsFood, staff, equipment and the day you cannot open.
        A bearded deli owner behind jars of preserves and a shop scale
        Delis and food shopsStock that spoils, and products liability.
        A florist in a green apron wrapping a bouquet in her shop
        Florists and gift shopsSeasonal stock and a busy shop floor.
        A shop owner turning the sign on a blue door to open
        Independent shopsContents, glass, signage and theft.
        Two builders in hard hats sharing keys on site
        Trades and buildersPublic liability, tools and the van.
        A broker shaking hands with an older couple across a desk

        Why a broker

        One person on your side, before and after

        1. 1

          We shop the market

          Including insurers you cannot buy from directly, and we read the wording as well as the price.

        2. 2

          Your cover on one page

          What you are covered for, what you are not, and the excess, written out in plain English.

        3. 3

          You call us to claim

          We tell you what the policy covers, help with the forms and chase the insurer until it is settled.

        Talk to a broker

        Reviews

        From the high street

        Café, Chorlton

        "Our old policy had the wrong stock limit for years. Longhand spotted it on the first call, and fixing it cost less than we were already paying."

        Dele AdeyemiChorlton

        Florist, Didsbury

        "When our cold room failed and we lost a week of stock, I made one phone call. The claim was paid in nine days."

        Hannah WalshDidsbury

        Electrician, Stockport

        "Public liability, tools and the van on one renewal date, explained on one page. I actually read it."

        Tom BrierleyStockport

        Questions

        Before you get a quote

        Anything else, ask a broker.

        Call us

        We compare insurers that are not on comparison sites, check the wording as well as the price, and handle claims with you.

        We are paid a commission by the insurer, which is included in your premium. If we ever charge a fee, we tell you before you buy.

        Yes, in most cases, as soon as you employ anyone, including part time and temporary staff. The minimum is £5 million, and staff must be able to see the certificate, on paper or online.

        Yes, from day one, including businesses with no claims history.

        Call us first. We tell you what the policy covers, help with the forms and chase the insurer until it is settled.

        Get a quote

        Tell us about the business

        We come back within one working day with options from several insurers, each explained in plain English.

        A broker talking through options with two clients at a table in a bright office
        Quotes within one working day, Monday to FridayCall us